/* V45 topic clarity and expectation alignment */
.v45-topic-answer{padding:34px 0 40px;background:#f5f7ef;border-bottom:1px solid #d7e0d4}
.v45-topic-answer .wrap{max-width:1060px}
.v45-overline{font-size:12px;letter-spacing:.18em;text-transform:uppercase;font-weight:700;color:#977839;margin:0 0 12px}
.v45-topic-answer h2{font:normal clamp(30px,4vw,46px)/1.18 Georgia,serif;color:#183b30;margin:0 0 19px}
.v45-topic-answer p{font-size:16px;line-height:1.88;color:#42574e;margin:0 0 16px}
.v45-answer-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin:22px 0}
.v45-answer-grid>div{background:#fff;border:1px solid #d5dfd1;padding:20px;border-radius:14px}
.v45-answer-grid h3{font-size:18px;line-height:1.25;margin:0 0 10px;color:#17392e}
.v45-answer-grid p{font-size:14px;line-height:1.7;margin:0}
.v45-topic-answer .v45-source-mini{font-size:12px;color:#576a5d;margin:24px 0 0}
.v45-topic-answer a{color:#0b573e;text-decoration:underline;text-underline-offset:3px}
.v45-topic-promise{margin:0 auto 24px;padding:18px 22px;border:1px solid #d7e2d2;border-radius:12px;background:#f6f8f1;color:#284938}
.v45-topic-promise strong{display:block;font-size:15px;margin-bottom:6px;color:#173b2e}
.v45-topic-promise p{font-size:14px;line-height:1.75;margin:0}
@media(max-width:750px){.v45-answer-grid{grid-template-columns:1fr}.v45-topic-answer{padding:24px 0 32px}.v45-topic-answer p{font-size:15px}}